| House Model : LARA TWINHOME Location : Mandalagan, Bacolod City Floor Area : 44 sqm. Lot Area : 80 sqm. Total Contract Price : Php. 1,283,861.00 |
| SAMPLE COMPUTATION |
| OPTION 1:
SPOT CASH Reservation Fee :
Php. 10,000.00
Balance after Reservation Fee :
Php. 1,273,861.00
Promo Discount :
Php. 122,272.00
Discounted Price : Php. 1,151,589.00 |
| OPTION 2:
No Downpayment, No Interest ( 2 Years to pay ) Reservation Fee : Php.
10,000.00
Balance after Reservation Fee : Php. 1,273,861.00 Monthly Amortization ( 24 months ) : Php. 53,077.54 |
| OPTION 3:
IN-HOUSE FINANCING 15% Downpayment : Php.
192,579.00 Reservation Fee : Php. 10,000.00 Balance of Downpayment after Reservation Fee : Php. 182,579.00 Monthly Amortization ( 12 Months ) : Php. 15,214.91 85% Amount for In-house Financing : Php. 1,091,282.00 Monthly Amortization: 5 years to pay :
1st year at 14% p.a. : Php. 25,393.00
2nd to 5th year at 18% p.a. : Php. 27,296.00 10 years to pay :
1st year at 14% p.a. : Php. 16,944.00
2nd to 5th year at 18% p.a. : Php. 19,458.00 15 years to pay :
1st year at 14% p.a. : Php. 14,534.00
2nd to 5th year at 19% p.a. : Php. 18,215.00 |
| OPTION 4:
BANK FINANCING 20% Downpayment : Php.
256,772.00
Reservation Fee : Php. 10,000.00 Balance of Downpayment after Reservation Fee : Php. 246,772.00 Monthly Amortization ( 12 Months ) : Php. 20,564.33 80% Amount for Bank Financing : Php. 1,027,089.00 Monthly Amortization: 5 years to pay :
1st year at 12% p.a. : Php. 22,848.00
2nd to 5th year at 14% p.a. : Php. 23,709.00 10 years to pay :
1st year at 12% p.a. : Php. 14,736.00
2nd to 5th year at 14% p.a. : Php. 15,852.00 15 years to pay :
1st year at 12% p.a. : Php. 12,327.00 2nd to 5th year at 14% p.a. : Php. 13,619.00 |
NOTE:
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